PM KISAN-Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme was launched by the Government of India on February 24, 2019. Its main goal is to provide financial assistance to small and marginal farmers across the country. Under this scheme, eligible farmers receive a total of ₹6,000 per year, which is paid in three equal installments of ₹2,000 every four months. This direct income support is aimed at enhancing the income of farmers and ensuring their financial stability.
Objectives and Purpose of the PM Kisan
The primary objectives of the PM-KISAN scheme include:
- Financial Support: To provide timely financial assistance to farmers, helping them meet their agricultural expenses and improve their livelihoods.
- Reduction of Debt: By providing direct cash transfers, the scheme aims to reduce the dependency of farmers on informal loans, which often come with high interest rates.
- Encouragement of Agricultural Activities: The financial aid encourages farmers to invest in better farming practices, seeds, and fertilizers, ultimately boosting productivity.
Target Beneficiaries
The PM-KISAN scheme specifically targets small and marginal farmers, who are defined as those owning less than 2 hectares of cultivable land. This group constitutes about 86.2% of the total farmer population in India. By focusing on these farmers, the scheme aims to uplift the most vulnerable sections of the agricultural community, ensuring that they have the necessary resources to sustain their farming activities.
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History of Installments of PM Kisan
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme was launched on February 24, 2019, by Prime Minister Narendra Modi. This scheme aims to provide financial assistance to small and marginal farmers across India, helping them meet their agricultural expenses and improve their livelihoods.
Launch Date and Initial Installments of PM Kisan
- The PM-KISAN scheme was announced in the Interim Budget of 2019 and became effective from December 1, 2018.
- The first installment was released shortly after the launch, with farmers receiving their initial payments in December 2018.
- The scheme provides ₹2,000 every four months, totaling ₹6,000 annually, distributed in three installments yearly.
Frequency and Amount of Previous Installments of PM Kisan
- The installments are released every four months, specifically in the following periods:
- April to July
- August to November
- December to March
- As of now, a total of 17 installments have been disbursed. Each installment consistently amounts to ₹2,000.
- The most recent installment, the 17th, was released on June 18, 2024, benefiting millions of farmers nationwide.
PM Kisan 18th installment details
The anticipation for the 18th installment of the PM-KISAN scheme is growing, as farmers rely on this support for their agricultural activities.
PM Kisan 18th installment Expected Release Date and Amount
- The 18th installment is expected to be released in November 2024.
- Like previous installments, this payment will also amount to ₹2,000, directly credited to the bank accounts of eligible farmers.
- The government has allocated approximately ₹20,000 crores for this installment, which will support a significant number of farmers.
Comparison with Previous Installments
- Each installment under the PM-KISAN scheme has consistently provided ₹2,000 to farmers since the scheme began.
- The 17th installment, released in June 2024, followed the same pattern as previous installments, ensuring that farmers receive timely financial support.
- The regular release of these payments has greatly contributed to the financial stability of small and marginal farmers, allowing them to manage their agricultural expenses effectively.
PM Kisan 18th installment requirements of PM Kisan
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme is a significant initiative by the Indian government aimed at supporting small and marginal farmers. This article will explain who can apply for the scheme and who is excluded from it.
Who Can Apply?
The PM-KISAN scheme is designed to help small and marginal farmers. But what does that mean?
Definition of Small and Marginal Farmers
- Small Farmers: These are farmers who own between 1 to 2 hectares of cultivable land. They often face challenges in accessing resources and markets due to their limited land size.
- Marginal Farmers: These farmers own less than 1 hectare of land. They are the most vulnerable group in the farming community and often struggle to meet their basic needs.
The scheme aims to provide financial assistance to these farmers, helping them cover their agricultural expenses and improve their livelihoods.
Exclusions from the Scheme
While the PM-KISAN scheme benefits many farmers, certain categories are excluded from receiving assistance. Understanding these exclusions is important for potential applicants.
Categories of Ineligible Farmers
- Institutional Landholders: Farmers who hold land as part of an institution or organization are not eligible.
- Higher Economic Status: Families with members who hold or have held significant political positions, such as:
- Former and present holders of constitutional posts
- Ministers and Members of Parliament
- Current or retired government employees with high-ranking positions
- Pensioners: Farmers receiving a monthly pension of ₹10,000 or more are not eligible.
- Income Tax Payers: Any family member who has paid income tax in the last assessment year cannot apply for the scheme.
- Professionals: Individuals registered as professionals, such as doctors, engineers, and lawyers, are also excluded.
Application Process for PM Kisan
If you are a farmer looking to apply for this scheme, here’s a simple guide to help you through the application process.
How to Apply for the Scheme
Applying for the PM Kisan scheme is easy and can be done either online or offline. Here’s a step-by-step guide for both methods:
Step-by-Step Guide to the Application Process
Online Application Process:
- Visit the Official Website: Go to the official PM Kisan website at pmkisan.gov.in.
- New Farmer Registration: Click on the ‘New Farmer Registration’ option in the ‘Farmers Corner’ section.
- Enter Your Details: Fill in your UID number, and mobile number, and select your state.
- Get OTP: An OTP (One-Time Password) will be sent to your registered mobile number. Enter this OTP for verification.
- Complete the Form: After verification, fill in the remaining details like your name, date of birth, gender, address, bank account details, and information about your landholding.
- Submit Your Application: Once you have filled in all the details, apply. Make sure to save the acknowledgment receipt for future reference.
Offline Application Process:
- Visit Common Service Centers (CSCs): You can also apply by visiting your nearest Common Service Center (CSC).
- Provide Required Information: Fill in the application form with the help of the officials at the CSC.
- Verification: The details will be verified by a nodal officer, and upon successful verification, your name will be added to the PM Kisan beneficiary list.
Required Documents
Before applying for the PM Kisan scheme, make sure you have the following documents ready:
- Aadhaar Card: This is mandatory for registration.
- Proof of Land Ownership: Documents that prove you own the land you farm.
- Bank Account Details: A copy of your bank passbook or account information to link your account for direct transfers.
- Identity Proof: Such as a PAN card, voter ID, or any government-issued ID.
- Proof of Address: This can be a ration card or utility bill showing your current address.
Having these documents ready will make the application process smooth and easy.
Online vs. Offline Application Methods
Feature | Online Application | Offline Application |
Accessibility | Apply from home using the internet | Visit a Common Service Center (CSC) in person |
Process | Fill out the application on the PM Kisan website | Fill out the application form with help from CSC staff |
Speed | Generally faster with instant confirmation | May take longer due to manual processing |
Verification | Automatic verification through the online system | Verification is done by a nodal officer at the CSC |
Required Documents | Upload documents directly on the website | Provide physical copies of documents |
Technical Support | Online help is available through the website | In-person assistance from CSC staff |
Tracking Application | Easy to track status online | Tracking may require follow-up visits to the CSC |
Internet Requirement | Requires stable internet connection | No internet required |
User-Friendly | Suitable for tech-savvy individuals | Better for those who prefer face-to-face interaction |
Verification Process for the PM Kisan Scheme
After applying for the scheme, it is essential to understand how applications are verified and the common issues that may arise during this process.
How Applications Are Verified
Once you submit your application for the PM Kisan scheme, the verification process begins. This process is crucial to ensure that only eligible farmers receive financial assistance.
Role of State Governments in Verification
- State Government Responsibility: The verification of applications is primarily handled by the state governments. They play a vital role in checking the authenticity of the information provided by applicants.
- Nodal Officers: Each state has appointed nodal officers who are responsible for verifying the details submitted by farmers. These officers check the applicant’s land ownership, identity, and eligibility based on the criteria set by the government.
- E-KYC Process: To verify the identity of beneficiaries, farmers must complete the e-KYC (Know Your Customer) process. This involves linking their Aadhaar number with their bank account and providing necessary identification documents. Completing e-KYC is essential for receiving timely payments under the scheme.
Common Issues in Verification
While applying for the PM Kisan scheme, some applicants may face issues during the verification process. Here are some common reasons for application rejection and how to resolve them.
Reasons for Application Rejection
- Incomplete Information: If any required information is missing or incorrectly filled in the application form, it may lead to rejection.
- Ineligible Land Ownership: Applications from farmers who do not meet the criteria of owning less than 2 hectares of land will be rejected.
- Failure to Complete e-KYC: If a farmer does not complete the e-KYC process, their application may not be verified, leading to rejection.
- Inaccurate Documents: Submitting incorrect or fake documents can result in immediate rejection of the application.
How to Resolve Verification Issues
- Double-Check Your Application: Before submitting your application, make sure all the information is accurate and complete. Review your details carefully.
- Complete e-KYC: Ensure you complete the e-KYC process as soon as possible. You can do this online by visiting the PM Kisan website and following the instructions provided.
- Contact Nodal Officers: If your application is rejected, reach out to the nodal officer in your state for clarification. They can provide specific reasons for the rejection and guide you on how to correct any issues.
- Reapply if Necessary: If your application is rejected, you can reapply after addressing the issues mentioned in the rejection notice. Make sure to provide all required documents and accurate information.
Payment Mechanism
The PM Kisan scheme ensures that financial assistance reaches farmers directly and efficiently.
Direct Transfer to Bank Accounts
- Direct Benefit Transfer (DBT): The PM Kisan scheme uses a system called Direct Benefit Transfer. This means that the money is transferred directly into the bank accounts of the farmers, eliminating the need for middlemen.
- Secure Transactions: By transferring money directly, the scheme ensures that the funds reach the intended beneficiaries without any delays or corruption.
- Bank Account Requirement: To receive payments, farmers must have a valid bank account linked to their Aadhaar number. This linkage is essential for the smooth transfer of funds.
- Timely Payments: Once the application is verified and approved, the payment is processed quickly, ensuring that farmers receive their financial support on time.
Understanding the Payment Cycle
Knowing how often payments are made and when to expect them is crucial for farmers relying on this support.
Frequency of Payments and Expected Timelines
- Payment Frequency: Under the PM Kisan scheme, farmers receive three installments each year. This means that payments are made every four months.
- Installment Amount: Each installment amounts to ₹2,000, totaling ₹6,000 annually for each eligible farmer.
- Expected Timelines: The typical schedule for payments is as follows:
- First Installment: Released in April (from April to July)
- Second Installment: Released in August (from August to November)
- Third Installment: Released in December (from December to March)
- Notification of Payments: Farmers are usually notified via SMS on their registered mobile numbers when the payments are credited to their accounts. This helps them keep track of their financial assistance.
Frequently Asked Questions (FAQs)
What is the PM Kisan Scheme?
The PM Kisan Scheme, officially known as the Pradhan Mantri Kisan Samman Nidhi, is a central government initiative launched on February 24, 2019. The scheme aims to provide financial assistance to small and marginal farmers in India. Under this scheme, eligible farmers receive ₹6,000 annually, paid in three equal installments of ₹2,000 every four months. This support helps farmers meet their agricultural expenses and improve their livelihoods.
How can I check my application status?
To check your application status for the PM Kisan Scheme, you can visit the official PM Kisan website. Here’s how you can do it:
1. Go to the PM Kisan official website.
2. Click on the ‘Beneficiary List’ tab.
3. Select your state, district, sub-district, block, and village from the drop-down menus.
4. Click on the ‘Get Report’ button to view your application status and details.
What should I do if my payment is delayed?
If your payment under the PM Kisan Scheme is delayed, you can take the following steps:
1. Check Application Status: First, verify your application status on the PM Kisan website to ensure there are no issues.
2. Contact Nodal Officer: Reach out to your state’s nodal officer for assistance. They can provide information on any delays and help resolve issues.
3. Complete e-KYC: Ensure that your e-KYC process is completed, as incomplete KYC can lead to payment delays.
Can I apply for the PM Kisan Scheme if I own more than 2 hectares of land?
No, you cannot apply for the PM Kisan Scheme if you own more than 2 hectares of cultivable land. The scheme is specifically designed for small and marginal farmers, which means those who own land up to 2 hectares are eligible for the benefits. Farmers with larger landholdings are excluded from this scheme.
How often are the installments released?
The installments under the PM Kisan Scheme are released three times a year, approximately every four months.
What is the total amount I can receive under this scheme?
Under the PM Kisan Scheme, eligible farmers can receive a total of ₹6,000 per year. This amount is disbursed in three equal installments of ₹2,000 each, paid every four months. This financial support is aimed at helping farmers meet their agricultural expenses and improve their overall livelihood.
Thanks to our Honourable Prime minister Shri.Modiji for helping the poor farmers throughout this country, from the said PM kishan scheme.May God bless him and give him a good health and also wealth.